FOR SMALL BUSINESS OWNERS
Your money. Your business. One clear system.
Small business money, explained plainly — pricing, cash flow, invoicing and loans, without jargon. Plus free calculators you can reuse on every quote.
Small business money, explained plainly — pricing, cash flow, invoicing and loans, without jargon. Plus free calculators you can reuse on every quote.
Profit, margin and markup from your revenue and costs — explained, not just a number.
Use it free →A price from direct costs, hours and target margin, so the price covers costs and pays you.
Use it free →How many jobs cover your fixed costs each month, at your price and variable cost.
Use it free →Guessing a price usually means working too cheap, or losing jobs you should have won.
A business can be profitable on paper and still run out of cash. Cash flow is about timing.
Late payment is often a clarity problem, not a customer problem.
Start with real costs, price your time honestly, consider the result you deliver, and check the market as a sanity check rather than copying it. Full pricing guide →
Cash flow is about timing: when money actually arrives and when it actually has to leave, which is different from profit on paper. Full cash flow guide →
Make it clear at a glance: who it is for, what was done, how much is due, by what date, and exactly how to pay. Full invoicing guide →